November 1, 2017
In an effort to help people meet treatment expenses, Sri Ramakrishna Hospital has launched an easy monthly instalment (EMI) scheme, tying up with Capital Float, an online financial lending company. This is the first time in Tamil Nadu that a hospital is launching such a loan scheme for treatment, hospital top brass said.
People can avail of Rs 15,000 to Rs 3 lakh as loan for treatment in the hospital. The need not make any down payment, interest or documentation charges for the loan.
Launching the scheme, hospital Chief Operating Officer V Ramakrishna said it was another charitable service of SNR Trust. “Patients can avail of interest-free loan for treatment up to Rs 3 lakh and almost 90 per cent of surgeries are covered under the scheme” he added.
Capital Float Manager T Manikandan said, “The loans are approved within three minutes and a relative of the patient can apply for the loan. Only their PAN and Aadhar card details are needed.”
The loan amount is sanctioned on the basis of the applicant’s CIBIL score. Currently, there are EMI terms of three, six and nine months. Other options would be launched later, he added.
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