Business Wire India
Bajaj Housing Finance Limited is a 100% subsidiary of Bajaj Finance Limited and is offering customized, high-value and competitive interest rates led loans against property solutions for all salaried and self-employed individuals. These thoughtfully tailor-made Loan Against Property (LAP) option enables one to support their premium financial requirements as well as deal with the unanticipated financial circumstances. Depending on the nature of the expenditure or on the profession of the applicant, Loan Against Property
by Bajaj Housing Finance Limited (BHFL) can be customized to fit in the most suitable loan variant at the fastest disbursal duration and at the most industry-competitive interest rate.
Loan Against Property by Bajaj Housing Finance Limited supports multiple variants of expenditure incurred by individuals ranging from higher overseas education, business expansion or sustenance, medical led spending or wedding expenses. It is also one of the fastest flexi loan facilities available today with the disbursal duration of within 4 days. Self – employed individuals can avail a loan amount of up to Rs. 3.5 crores and salaried applicants can avail up to Rs. 1 crore of loan amount based on eligibility criteria. Irrespective of the nature of employment, the applicant can enjoy the convenience of repayment through a flexible tenor of 18 – 20 years at lower EMIs and interest rates.
Check out some of the unique and customized variants of Loan Against Property by Bajaj Housing Finance Limited:
For Professionals or Consultants or Self-Employed
- Loan Against Property for Doctors
Keeping in mind the professional expenditure pattern of medical experts, Loan Against Property from Bajaj Housing Finance Limited offers LAP solutions that are fitting for them. It enables doctors to support the expenses incurred against building their medical infrastructure and technology.
- Loan Against Property for Chartered Accountants
The Indian Chartered Accountants can avail Loan Against Property of up to Rs. 2 crores based on eligibility criteria to cater to all their professional expenses. They can avail an instant loan approval on a flexible repayment tenor at low EMIs and interest rate.
Customized LAP by Bajaj Housing Finance Limited of up to 3.5 crores can also be availed by different self – employed individuals depending on their eligibility criteria and expense requirement.
Loan Against Property for Salaried Individuals
Salaried individual of the age group of 33 years to 58 years can avail for LAP of up to Rs. 1 crore at low interest rate and EMIs based on their eligibility criteria. This loan can be utilized against any nature of expenses incurred by the individual ranging from medical emergencies, wedding expenses, home renovation costs and so on. The loan repayment tenor applicable to salaried individuals is flexible and ranges between 2 to 20 years.
Loan Against Property for Debt Consolidation
allows the applicants to cater to their multiple debts and hence save a huge sum on EMIs. This LAP variant is also available in a customized format depending on the loan requirement of the borrower. Loan Against Property by Bajaj Housing Finance Limited for Debt consolidation can also be availed at low interest rate and at a flexible loan repayment tenor.
LAP for Lease Rental Discounting
enables an individual to borrow against their rental income. If the applicant owns a fixed asset that is a dedicated and regular rental income source, they can avail the option of Bajaj Housing Finance Limited Lease Rental Discounting Loan against the rentals.
Loan Against Property for personal expenditure
Individuals can avail customized solutions of appropriate loan amount at lower EMIs and competitive interest rates. The LAP by Bajaj Housing Finance Limited enables the borrower to cater to personal and high-value expenses like weddings, home renovation, global travel, higher overseas education, medical emergencies and more.
All the options listed by Loan Against Property from Bajaj Housing Finance Limited can be further customized keeping in mind the requirement of the applicant. The application
procedure to avail LAP by Bajaj Housing Finance Limited is convenient and customer friendly. The application can be done online and the approval is instant once the individual checks out all the basic eligibility criteria. The documentation process is also simple for all types of applicants. The range of Loan Against Property by Bajaj Housing Finance Limited is designed keeping in mind the needs of the borrower and it delivers successfully by customizing the most apt loan fit for their applicants.