BharatPe – India’s first fintech startup enabling payments for merchants through interoperable UPI QR codes, has announced its foray into merchant services with a new app today. The app allows merchants to record their cash/credit (udhar) sales customer wise, request accounts receivable from customers via SMS payment links, and keep track of accounts payable to suppliers, among other services. The BharatPe app also serves as a networking platform for merchants to connect with other BharatPe merchants near them and to collaborate with them to both source and expand their businesses.

“Small and medium merchants are an under-served category, and at BharatPe, our mission is to resolve their concerns and provide them with an adequate platform to manage their businesses digitally. Along with UPI payments, the app now allows merchants to manage their entire Bahi Khata and even note receivables and payables seamlessly,” said Ashneer Grover, CEO & Co-founder, BharatPe.

“Our app can be used by a roadside merchant, as well as a large distributor. They can request payments through SMS or WhatsApp from their clients and also network with other merchants, thereby democratising an ecosystem of offline merchants in India,” Ashneer added. 

Some of the prominent features on BharatPe’s app for merchants include, UPI Khata (Ledger), Managing Supplier Bills, Cashback, Settlements and Refer & Earn.