Diversified All-in-One Portfolio Powered by Proprietary Asset Class Selection Model

Fund aims to manage Downside Risk and Reduce Portfolio Volatility, with the benefit of Equity Taxation

Coimbatore – Franklin Templeton (India) today announced the launch of Franklin India Multi Asset Allocation Fund (FIMAAF), its open-ended multi asset allocation fund investing in equity, debt and commodities. This dynamically managed fund will aim to generate long-term capital appreciation by investing in equities with a blend of growth and value strategies across large, mid and small cap segments, complemented by allocations to debt, money market instruments, and commodities. The New Fund Offer opens on July 11, 2025 and will close on July 25, 2025, during which units will be available at Rs.10/- per unit.

Speaking on the launch, Avinash Satwalekar, President, Franklin Templeton–India, said, “The launch of this fund reflects our commitment to understanding our clients’ priorities, goals and challenges – and delivering solutions that are aligned with their long-term financial objectives. FIMAAF adopts a flexible allocation strategy that is designed with an aim to leverage the distinct risk-return profile of equities, fixed income, and commodities. In the current volatile environment — where equity valuations are elevated and bond yields are stabilizing — a portfolio combining these asset classes with commodities like gold can deliver superior risk adjusted returns.”

He further added, “We strongly believe that FIMAAF, guided by our proprietary global model integrating macroeconomic indicators with qualitative insights from our portfolio managers, can offer a compelling investment solution for our clients.”

Commenting on the fund launch and its investment strategy, Janakiraman R, Chief Investment Officer – Emerging Markets Equity-India, Franklin Templeton, said, “Equity investments are crucial for portfolio growth but are inherently subject to volatility and periodic corrections. While our long-term outlook for India is positive, some of the factors weighing on the markets in the near term are modest earnings growth, high valuations and geopolitical risks. In such an environment, exposure to other asset classes like debt and gold that have useful and low correlation with equities can help cushion the volatility and drawdowns of the portfolio. Keeping this in mind, we are offering a fund that diversifies across multiple asset classes.

For equity allocation, Franklin India Multi Asset Allocation Fund uses a bottom-up QGSV framework (Quality, Growth, Sustainability & Valuation) for stock selection and adopts a well-diversified strategy across sectors and market capitalizations.”
Rahul Goswami, Chief Investment Officer, India Fixed Income, Franklin Templeton, added, “Over the last 20 years, the top-performing asset class has varied periodically between equities, fixed income and commodities. Hence, a portfolio with an optimal asset allocation amongst them from time to time can provide investors with a balanced strategy that offers growth potential with lower downside risk. The debt portion of Franklin India Multi Asset Allocation Fund aims to balance safety, liquidity, and returns by actively managing portfolio maturities according to its investment objectives. Utilizing in-house research capabilities, the team will look beyond credit ratings to identify high-quality fixed income opportunities, primarily focusing on AAA-rated instruments.”

For more details on Franklin India Multi Asset Allocation Fund – click here

For further details refer Scheme Information Document available on www.franklintempletonindia.com