Making small tweaks to your money spending habits can make a huge difference to your bank balance at the end of every month. This isn’t a hard one to figure out. But where one is spending unnecessarily or extra, often becomes a point of contention when spending that extra money makes your life easier in some way. Like most things in life, you’re going to have to make a choice – do you want to take a shortcut and make your life easier now, or would you rather have a healthy bank balance that you can actually rely on for bigger, more important things in the long run? There are things you do on a daily basis that are sneakily draining more of your money than is needed. If you’re all set to save a few extra thousands every month, these are a few money draining mistakes you’ve got to stop making.

1. Buying your coffee at a coffee shop

If you’re a big consumer of coffee and you choose to buy your coffee from a coffee shop everyday, you might want to sit down and reconsider that decision. An average cup of coffee from a coffee shop costs around INR 100. That’s INR 3000 every month if you’re buying even just a single cup of coffee every day. In a year, that would average to about INR 36,000. That’s a lot of money to be spending just on coffee, no matter how much you love it.

Instead, why not opt for making your own coffee? Buy yourself good quality coffee beans and a French Press or AeroPress machine. Your average coffee cost just dropped from INR 100 a day to INR 100 a month.

2. Paying for Dish TV

Relying solely on your Dish TV or Tata Sky for entertainment not only means overpaying every month, but it also means missing out on all the amazing shows and movies now available on Netflix or Amazon Prime. If you can live without all the TV channels that you get to watch on the Dish, cut it out and pay only for high-speed internet which will allow you to stream shows and movies directly on your TV.

3. Online shopping

Sitting on your desk and browsing through shopping websites seldom turns out to be as innocent as you think. What may start as a pure browsing session to cure that mid-afternoon boredom can soon turn out to be a full blown money spending spree. Shopping online also often leads to you buying things you don’t really need.

Instead, head to physical shops when you actually need something. Always go with a list and stick to it. When you see things in their real shape and form, you’re better able to decipher whether or not you really need them.